Need an appraisal for an FHA-backed mortgage? Call Doug Dixon

Doug Dixon is FL state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-secured mortgage, be sure to call Doug Dixon, as we are approved and qualified to perform FHA appraisal reports. A certain amount of the regular training our staff at Doug Dixon undergoes deals precisely with understanding the FHA's documentation and their rules and procedures.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA-insured loan, it means it is secured by them. The FHA does not loan capital to borrowers, rather, it provides lending agencies with security by offering mortgage insurance in case the borrower does not pay his or her loan obligations. Low-income and moderate-income consumers benefit from an FHA-insured loan; the point of the Federal Housing Administration is to help credit-worthy consumers to meet expectations and necessities for lending organizations that they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are particularly helpful to those buyers with less accumulated cash.